Idaho employers with workers' compensation insurance pay some of the lowest premiums in the country. If lower-than-normal rates create a surplus, policyholders will save in the form of rate deviations or actual dividends.

Compare Annual Workers Compensation Costs in Western State (in thousands)*
Idaho	$33.9
Arizona	$51.6
California	$184.3
Colorado	$84.4
Nevada	$69.1
Oregon	$41.3
Utah	$42.3
Washington*	$19.4
*Idaho State Insurance Fund, June 2009 * Washington is a composite rate. Both employer and employee contribute to the cost.