Idaho employers with workers' compensation insurance pay some of the lowest premiums in the country. If lower-than-normal rates create a surplus, policyholders will save in the form of rate deviations or actual dividends.

Compare Annual Workers Compensation Costs in Western State (in thousands)*
Idaho	$32.3
Arizona	$58.7
California	$177.9
Colorado	$85.6
Nevada	$70.9
Oregon	$48.8
Utah	$48.9
Washington*	$128.9
*Idaho State Insurance Fund * Washington is a composite rate. Both employer and employee contribute to the cost. The rate is $0.31 per hour - not based per $100 of payroll like other states.